Guides & Insights
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The basics, one guide per product
What Is a Residential Mortgage and How to Choose the Right One?
What exactly does a residential mortgage mean, and how do you find the one that fits you best?
2 min read
What Is a Buy-to-Let Mortgage and How to Qualify?
While it’s similar to a standard residential mortgage, there are some key differences to understand before getting started.
3 min read
What Is a Bridging Loan and When to Use One?
A short-term funding solution designed to help you “bridge” a financial gap until a longer-term plan is in place.
3 min read
What Is a Personal Loan and When to Use One?
It’s one of the most flexible forms of finance, and it can suit a wide range of personal needs.
3 min read
What is Life Insurance and how to Choose the right One?
Choosing the right policy can depend on the specific level of cover you require along with your personal circumstances.
3 min read
What Is a Credit Score and Why It Matters
Understanding how it works (and how to improve it) can make a real difference when it comes to borrowing.
3 min read
All guides and insights
37 articles
How the UK mortgage market is structured
Ninety-plus lenders, the slice your own bank can offer, and what a whole-of-market broker reaches.
Sept 2026 · 1 min watch
What does a mortgage broker do?
Why the advice is the thing you are paying for, and why a comparison site is not the same.
Sept 2026 · 2 min watch
What is a standard variable rate?
Rolling onto your lender’s SVR, when a product transfer makes sense, and why seamless is not the same as advised.
Sept 2026 · 2 min watch
Four mortgage myths that stop people borrowing
The 20% deposit, the self-employed, credit searches and broker fees: four beliefs, checked.
Sept 2026 · 1 min watch
Why the best rate is not always the right mortgage
Jargon, waiting, and a form that never asks about your plans. What a named adviser does instead.
Sept 2026 · 1 min watch
What happens after you fill in the Morrow form
Calculators that disagree, one short form, and the adviser who calls back.
Sept 2026 · 1 min watch
AI in Financial Services: Replacing the Adviser, or Reinventing the Advice Journey?
Amit Gupta explores how responsible AI, human judgement and client choice could create a better financial advice journey.
Sept 2026 · 5 min read
A Guide to Self-Employed Mortgages
How lenders assess self-employed income, what trading history and paperwork they may ask for, and what can affect the outcome.
2 min read
A Guide to Mortgages With Adverse Credit
Credit history is one of several factors a lender considers. Understand what counts as adverse credit and what it may mean for an application.
2 min read
How Lenders Calculate Your Income
Bonuses, overtime, commission, contract work and multiple income sources can all be treated differently between lenders.
2 min read
Buy-to-Let Through a Limited Company
Many landlords consider holding property through a limited company or SPV. Mortgage criteria and tax treatment can differ from buying personally.
2 min read
HMO and Specialist Rental Property Mortgages
Houses in multiple occupation, holiday lets and other specialist rental property can require lenders with more specific criteria.
3 min read
Regulated and Unregulated Bridging Finance
Whether a bridging loan is regulated depends on the property, how it is occupied and the purpose of the borrowing — and it changes the protections that apply.
2 min read
The Top 5 Things to Consider When Getting a Mortgage
Whether you’re buying your first home or moving up the ladder, learn about the top five things to consider when getting a mortgage.
Jan 2026 · 3 min read
Bridging Finance: High Street vs Alternative Lenders – Finding the Right Fit for Your Needs
Whether you're buying at auction, renovating a property, or plugging a short-term funding gap, the right lender can make or break your deal.
Jan 2026 · 4 min read
Why Your Money Management Matters More Than Ever
A few simple changes to how you handle your money can make a real difference, especially when it comes to credit scores, budgeting, and planning ahead.
Jan 2026 · 4 min read
Remortgaging: Should You Choose a 2-Year vs a 5-Year Deal?
With interest rates shifting, product ranges expanding, and lenders tightening criteria, the choices can feel more confusing than ever.
Jan 2026 · 4 min read
Second Charge vs Personal Loans: What's the Right Option for You?
Understanding the difference can save you a lot of stress (and money) in the long run.
Jan 2026 · 3 min read
Why Inheritance Tax Protection Matters More Than Ever
Inheritance tax is something families only start thinking about when it’s too late, and that’s the real problem.
Jan 2026 · 4 min read
The New BTL World
Opportunity thrives when you understand the change but here’s the honest truth: we’re entering a “new BTL world”.
Jan 2026 · 3 min read
The Rise of Mixed-Use Investments:
Why Savvy Property Investors Are Looking Beyond the Traditional
Jan 2026 · 4 min read
Combining Buildings & Contents Insurance
Understanding the difference can save you a lot of stress (and money) in the long run.
Jan 2026 · 5 min read
The UK's Surge in Long-Term Illness
and Why Critical Illness Cover Is Becoming Essential
Jan 2026 · 4 min read
“The Month Everything Stops”
Why Income Protection Matters More Than Ever
Jan 2026 · 4 min read
Why Life Insurance Matters More in a Cost-of-Living Crisis
and Why Critical Illness Cover Is Becoming Essential
Jan 2026 · 5 min read
What is Building and Contents Insurance and how to Choose the Right One?
Choosing the right Insurance policy can feel daunting, but you don't have to do it alone.
3 min read
What is Life Insurance and how to Choose the right One?
Choosing the right policy can depend on the specific level of cover you require along with your personal circumstances.
3 min read
What is Critical Illness cover and how to Choose the Right One?
Choosing the right critical illness cover can feel daunting, but you don't have to do it alone.
3 min read
What is Income Protection and how to Choose the Right One?
Understand your options and find a product that fits your budget and long-term plans.
2 min read
Relevant Life Insurance and how to choose the Right One?
A Relevant Life Plan (RLP) is a type of term life insurance arranged by a business for an individual employee or director.
2 min read
What Is a Residential Mortgage and How to Choose the Right One?
What exactly does a residential mortgage mean, and how do you find the one that fits you best?
2 min read
What Is a Buy-to-Let Mortgage and How to Qualify?
While it’s similar to a standard residential mortgage, there are some key differences to understand before getting started.
3 min read
What Is a Second Charge Mortgage and When to Consider One?
A flexible option that allows you to unlock the value in your home while keeping your current deal in place.
3 min read
What Is a Commercial Mortgage and How Does It Work?
Specifically designed for properties that are used for business purposes rather than as somewhere to live.
3 min read
What Is a Bridging Loan and When to Use One?
A short-term funding solution designed to help you “bridge” a financial gap until a longer-term plan is in place.
3 min read
What Is a Personal Loan and When to Use One?
It’s one of the most flexible forms of finance, and it can suit a wide range of personal needs.
3 min read
What Is a Credit Score and Why It Matters
Understanding how it works (and how to improve it) can make a real difference when it comes to borrowing.
3 min read