Why insurance matters
Protecting your finances is part of the bigger picture
Insurance isn’t only about protecting a building or replacing possessions. The right cover can help protect:
Your home
Buildings and contents insurance can help protect the property and possessions you’ve invested in.
Buildings and contents insuranceYour mortgage
Life and critical illness cover can help provide financial support if serious illness or death affects your ability to meet long-term commitments.
Life and critical illness coverYour income
Income protection can help replace part of your income if you’re unable to work because of illness or injury.
Income protectionYour family
Protection can provide financial support for the people who depend on you.
Life insuranceYour rental property
Landlord insurance can provide specialist protection for property that is let to tenants.
Landlord insurance
What would you like to protect?
Buildings and contents insurance
Protect your property and the things inside it.
General insurance helps protect against the financial cost of unexpected events affecting your home, rental property or possessions. Depending on your circumstances, this can include:
- Buildings insurance — cover for the structure of your property against insured events such as fire, flooding or storm damage.
- Contents insurance — protection for possessions within your home.
- Buildings and contents insurance — combined protection for the property and your belongings.
- Landlord insurance — specialist cover designed for rental property owners and landlords.
If you’re buying a home with a mortgage, your lender will normally require appropriate buildings insurance to be in place from the relevant point in the purchase.
Enquire about general insuranceProtection
Financial protection for you and the people who depend on you.
Protection insurance is designed to provide financial support if illness, injury or death affects you or your family. Depending on your circumstances, this can include:
- Life insurance — can provide a lump-sum payment if you die during the policy term.
- Critical illness cover — can provide a payment if you’re diagnosed with a specified serious illness covered by the policy.
- Income protection — can provide regular payments if illness or injury prevents you from working, subject to the policy terms.
Morrow can help you understand which types of protection may be relevant to your circumstances and provide a personal recommendation after assessing your needs.
How Morrow helps
Insurance built around your circumstances
Morrow is directly authorised by the Financial Conduct Authority for pure protection and general insurance business.
For insurance advice, Morrow’s Terms of Business state that it provides advice and a personal recommendation after assessing the customer’s individual circumstances and requirements, and offers products from a range of insurers based on a fair and personal analysis of the market for relevant insurance products.
Understand what you need
We’ll start with your circumstances, financial commitments and what you’re trying to protect.
Explore suitable cover
We’ll help you understand the insurance and protection options that may be relevant.
Receive a personal recommendation
Where Morrow provides advised insurance, we’ll assess your needs before making a recommendation.
Support through the application
Our team can help explain the process and the information required.
