Buildings &
content
insurance
What is Buildings & content Insurance?
Buildings and Contents Insurance protects both the structure of your home and the possessions inside it. Buildings Insurance covers the physical property such as the walls, roof, and fixtures, while Contents Insurance protects your belongings from theft, damage, or loss.
Morrow helps you compare policies from across the market to find the cover that is right for your home. Whether you are a homeowner or a tenant, we make sure you understand your options and get protection that suits your property and gives you peace of mind.
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Contact usWhat can you use Buildings & Contents Insurance for?
Buildings & Contents Insurance gives you the reassurance that your home and belongings are protected from unexpected events — from burst pipes to break-ins. It’s designed to help you recover quickly and get back to normal without financial stress.
Damage to Your Home
Covers repairs to your property if it’s damaged by fire, flood, storm, or subsidence.
Theft or Vandalism
Provides compensation if your home is broken into or your possessions are stolen or damaged.
Accidental Damage
Add extra protection for those everyday mishaps, such as spilling paint on carpets or cracking a kitchen worktop.
Temporary Accommodation
If your home becomes uninhabitable after an insured event, the policy can help cover the cost of staying somewhere else while repairs are made.
What should I consider when choosing
Buildings & Contents Insurance?
The right level of cover depends on your home, lifestyle, and budget. Here are some key things to think about:
Do you need buildings, contents, or both?
Homeowners usually need both, while tenants often only need contents insurance.
What is your home worth to rebuild?
Buildings cover should reflect the cost to rebuild your home, not its market value.
What is the total value of your belongings?
Estimate the cost of replacing all your possessions to make sure you’re fully covered.
Do you want additional cover?
You can add optional extras such as accidental damage or high-value item cover for jewellery or electronics.
Guides and insights
Buildings & Contents Insurance FAQs
Questions? We have answers.
Mortgages, loans, and insurance do not have to feel confusing. If you are unsure, curious, or just want a real person to guide you, Morrow is here to help.
Contact us today