Cookie policy
Last updated: 21/09/2026
Morrow Money Ltd ("Morrow", "we", "our", "us") uses cookies and similar technologies to make this website work, to understand how it is used and, with your consent, to measure and improve our marketing. This Cookie Policy explains what cookies are, which ones we use, and how you can give, change or withdraw your consent.
1. What Are Cookies?
Cookies are small text files placed on your device when you visit a website. They allow the website to recognise your device and store certain information about your preferences or past actions. Cookies can be session cookies (which expire when you close your browser) or persistent cookies (which remain on your device for a set period or until deleted). Similar technologies, such as pixels and local storage, are covered by this policy in the same way.
2. The Cookies We Use
We group cookies into four categories. Only the first category is set without your consent; the other three are switched off until you accept them in the cookie banner.
- Strictly necessary cookies: required for the website to work and to keep it secure, including the cookie that records the choices you make in the cookie banner. These cannot be switched off.
- Performance and analytics cookies: help us understand how visitors use the site (pages visited, time spent, errors) and which campaigns bring people to us, so we can improve the site and our marketing. The data is aggregated and does not identify you directly.
- Functional cookies: remember choices you have made, such as a preference or a partly completed enquiry, so you do not have to enter them again.
- Marketing and advertising cookies: set by our advertising partners, through Google Tag Manager, to measure whether our campaigns work and to show you relevant Morrow advertising on other websites. They may build a profile of your interests across sites. If we add a new advertising partner, its cookies will only be set within this category.
3. The Cookies and Similar Technologies on This Site
This is the full list of what the site stores on your device today, who sets it and for how long. Each item is loaded only in line with the choices you make in the cookie banner.
| Name | Set by | Category | Purpose | Lasts |
|---|---|---|---|---|
| cookieyes-consent | CookieYes (our consent tool) | Strictly necessary | Records the choices you made in the cookie banner so we can honour them. | 1 year |
| __cf_bm, cf_clearance | Cloudflare (our security and performance provider) | Strictly necessary | Tells genuine visitors apart from automated traffic and remembers that you passed a security check, which protects the site and our forms. | 30 minutes; up to 1 year after a security check |
| session.id (session storage) | Morrow | Strictly necessary | Keeps an enquiry together across pages while you are on the site. | Until you close the browser |
| mortgageEnquiryData, bridgingLoanEnquiryData (session storage) | Morrow | Functional | Remembers the figures you enter in a calculator so the enquiry form is pre-filled. | Until you close the browser |
| morrow.promoDismissed.* (local storage) | Morrow | Functional | Remembers that you closed a promotional banner so it is not shown again. | Until you clear your browser data |
| mw_attr | Morrow | Analytics | Records which campaign, advert or website brought you to us so we can attribute your enquiry to it. | Until you close the browser; 90 days once you accept analytics cookies |
| _ga, _ga_* | Google Analytics | Analytics | Distinguishes visitors and sessions to report how the site is used. | Up to 2 years |
| _fbp, lastExternalReferrer (local storage) | Meta (Facebook and Instagram) | Marketing | Measures our Meta advertising and helps show relevant Morrow adverts on Meta platforms. | 3 months |
| _gcl_au, _gcl_aw, _gcl_gs | Google Ads | Marketing | Records that you arrived from a Google advert so we can measure which adverts result in enquiries. | 3 months |
| IDE, test_cookie (on google.com and doubleclick.net) | Google Ads | Marketing | Used by Google to show relevant Morrow adverts on other websites and to limit how often you see them. | Up to 13 months |
Google Tag Manager loads the Google Analytics, Google Ads and Meta tags above according to your consent and does not set tracking cookies itself. CookieYes is the consent tool that shows the banner and records your choice. Until you accept analytics cookies, Google Analytics sets nothing on your device; it may still receive anonymous, cookieless signals from your visit that are not linked to you.
4. Giving, Changing or Withdrawing Your Consent
When you first visit the site, the cookie banner lets you accept all cookies, reject all non-essential cookies, or choose category by category. Nothing other than strictly necessary cookies is set until you have made a choice.
You can change your mind at any time. Select Cookie settings in the footer of any page to reopen the banner and update or withdraw your consent. Withdrawing consent stops the relevant cookies being set from then on; it does not affect processing that took place while your consent was in force. Cookies already on your device can be removed through your browser.
You can also manage or disable cookies through your browser settings. Most browsers let you refuse cookies, delete existing cookies, or be notified before cookies are placed. Disabling strictly necessary cookies may stop parts of the site working.
5. Updates to This Policy
We may update this Cookie Policy from time to time to reflect changes in technology, law, or business practices. When we make significant changes, we will notify you by updating the "Last Updated" date at the top of this page.
6. Contact Us
If you have any questions about this Cookie Policy, or about how we use your personal data more generally (see our privacy policy), please contact us at:
Morrow Money Ltd
Email: [email protected]
ICO registration number: ZA645875