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Landlord
insurance

What is Landlord Insurance?

Landlord Insurance protects property owners who rent out their homes or buildings. It covers things like property damage, loss of rental income, and liability claims — areas that standard home insurance doesn’t.

Morrow works with a wide range of specialist insurers to find cover that fits your property and your investment goals. We’ll help you compare options, tailor your protection, and make sure your rental income and assets are properly safeguarded.

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What can you use Landlord Insurance for?

Landlord Insurance gives you comprehensive protection for your rental property, helping you manage risks, minimise loss, and keep your investment secure. It’s built to protect both your assets and your income.

Property Damage

Cover the cost of repairs or rebuilding if your property is damaged by fire, flood, storm, or vandalism.

Loss of Rent

If your property becomes uninhabitable due to an insured event, your policy can help cover lost rental income until it’s ready to let again.

Liability Protection

Stay protected if a tenant or visitor is injured on your property and makes a claim against you.

Optional Contents Cover

If you rent out a furnished property, contents insurance can help replace or repair items damaged by tenants or accidents.

What should I consider when choosing
Landlord Insurance?

Every property and landlord is different, so it’s important to choose cover that matches your situation. Here are some key points to consider:

1

What type of property are you insuring?

The right policy depends on whether you rent out residential, commercial, or multiple properties.

2

Do you need buildings, contents, or both?

Buildings Insurance covers the structure itself, while contents insurance protects the items inside.

3

Do you want to protect your rental income?

Loss of rent cover ensures your cash flow continues if your tenants have to move out during repairs.

4

How much liability cover do you need?

Public liability insurance can help if someone is injured or property is damaged on your premises.

Landlord Insurance FAQs

Questions? We have answers.

Mortgages, loans, and insurance do not have to feel confusing. If you are unsure, curious, or just want a real person to guide you, Morrow is here to help.

Contact us today